Vietnamese lender has completed over 50% of shareholders’ profit plan. According to the income report, the bank’s total assets hit VND 622 trillion on June 30, up over 5% from the start of the year, with profitable assets up 7.5%.In the examined period, total deposits were over VND 549 trillion, up over 6%, with economic entities and residents mobilizing over 10%.With advantageous loan packages of over VND 25 trillion, the bank boosted credit growth by over 5% to over VND 460 trillion.ROA and ROE improved to 1.26% and 19.03%, up 0.35% and 5.2% from the prior year.The Scheme’s collection and treatment of bad debts accelerated with the collection of nearly VND 2,700 billion in debts and interests, increasing the total to approximately VND 90 trillion.The on-balance sheet bad debt ratio is controlled below 2% and the operating adequacy ratios are always strictly controlled below the operating target.Thanks to that, in the first 6 months of 2023, Sacombank increased by nearly 371,000 customers, of which the number of regular customers reached more than 8.5 million.In the near future, Sacombank will continue to focus on accelerating the restructuring process, drastically implementing solutions to handle bad debts and outstanding assets; completing the Omnichannel project, enhancing the application of artificial intelligence and tools for storing, receiving, and processing automatic processes; implementing Basel III and improving the capacity of the risk management system; improve customer experience and satisfaction; improve labor productivity and focus all resources to create a breakthrough in business.